SMSF DIY Guide
Sam Henderson
This is a book about setting up a self managed superannuation fund
in Australia. The book references www.samhenderson.com.au
, but this redirects to www.hendersonmaxwell.com.au/
. Specifically *www.hendersonmaxwell.com.au/smsf/
Strategy
- salary sacrifice to reduce income tax and boost your super
- co-contributions
- small business CGT exemptions - pay no CGT on the sale
of your business (but you need a business)
- use a transition to retirement income stream to reduce tax and
increase super (but you need post tax contribution component to
draw down on. The amount you take out as pension you salary
sacrifice the amount pre-tax that you would to achieve that
post-tax)
- account based pensions - a no-tax investment environment
- re-contribution strategy to reduce tax for under-60s and the
death tax
- reduce your capital gains tax and maximise your super
- super splitting to even up a couple's super balances and
reduce tax
- borrowing to buy property in your super fund
- borrow to buy shares in your SMSF and use your dividends to
pay off the debt